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Cheap Auto Car Insurance QuotesTM

Your online resource for auto, truck or motorcycle insurance.

 

 

TERMS OF SERVICE POLICY

                                     

AGREEMENT

This Agreement sets forth the Standard Terms and Conditions that apply to use of cheap-auto-car-insurance-quotes.com, CGM Internet Group ("CGM"). 

YOUR USE OF THE CGM SERVICES INDICATES YOUR AGREEMENT TO BE BOUND BY THESE TERMS OF SERVICE. 

These Terms of Service form independent agreements between User and CGM.  The Parties shall be liable to the other for any breach of these Terms of Service, and User agrees that User’s sole recourse in case of such breach shall be against the breaching party.                                               

TERMS AND CONDITIONS 

You agree to familiarize yourself with the Terms of Service, and abide by them if you choose to use the sites, or accept the services or benefits, to which such terms apply. 

MEMBER CONDUCT 

You agree to abide by all applicable local, state, national and international laws and regulations regarding your use of our service. 

CONTENTS OF MESSAGES 

You are responsible for the contents of your messages and the consequences of any such messages.  You agree that you will not use CGM for chain letters, junk mail, “spamming”, solicitations (commercial or noncommercial) or any use of distribution lists to any person who has not given specific permission to be included in such a process. You further agree not to use CGM to send any messages or material that are unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene or otherwise constitute a criminal offense, give rise to civil liability or otherwise objectionable material of any kind or nature or that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law or regulation.  CGM reserves the right to terminate User’s account if it becomes aware and determines, in its sole discretion, that User is violating any of the foregoing guidelines.  

LINKS 

The links on the CGM Web Site may let you leave the CGM Web Site.  You acknowledge that the linked sites are not under the control of CGM and CGM is not responsible for the contents or operation of any linked site or any link contained in a linked site, or any changes or any updates of such sites.  CGM is not responsible for web casting or any other form of transmission received from any linked site.  CGM is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by CGM of the linked site or any association with their operators. 

RELEASE 

CGM is not an insurance company, broker, consultant or advisor.  The information on this site is for general informational purposes only and is not intended to alter or replace an insurance policy.  This information is not intended to fully set out your rights and obligations or the rights and obligations of the insurance company.  If you have questions about your insurance, you should consult your insurance agent, the insurance company, or the language of the insurance policy.  Furthermore, CGM will assist users in locating companies which are in the insurance business, but CGM is not involved in the actual transaction between users and insurance companies.  As a result, CGM has no control over the quality or legality of the services advertised, or the truth or accuracy of the quotes.  CGM encourages users to exercise proper due diligence before doing business with any insurance company.  In the event that you have a dispute with one or more insurance company, you release CGM (and our officers, directors, agents, subsidiaries and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. 

UNLAWFUL OR PROHIBITED USE 

As a condition of your use of the CGM Web Site you warrant to CGM that you will not use the CGM Web Site for any unlawful purpose.  

RIGHTS GRANTED TO CGM 

By posting messages, uploading files, inputting data, submitting any feedback or suggestions, or engaging in any other form of communication with or through the CGM Web Site, you warrant and represent that you own or otherwise control the rights necessary to do so and to grant CGM the licenses set forth below.  You hereby grant CGM and its affiliated companies permission to:

1.                                          Use, modify, copy, distribute, transmit, publicly display, publicly perform, reproduce, publish, sub-license, create derivative works from, transfer, or sell any such communication. 

2.                                          Sub-license to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the communication. 

3.                                          Publish your name in connection with any such communication. 

The foregoing grants shall include the right to exploit any intellectual property or proprietary rights in such communication, including but not limited to rights under copyright, trademark, service mark, or patent laws under any relevant jurisdiction.  No compensation will be paid or due you with respect to CGM’s or its sub- licensee’s use of the materials contained within such communication.  CGM is under no obligation to post or use any materials you may provide, and may remove such materials at any time in CGM’s sole discretion.                                                                                                                                            

RELATIONSHIP OF THE PARTIES 

Nothing contained in this Agreement shall be construed as creating any agency, legal representative, partnership, or other form of joint enterprise between the parties.   Neither party shall have authority to contract for or bind the other in any manner whatsoever. 

DISCLAIMER OF WARRANTIES/LIMITATION OF LIABILITY 

THE CGM SERVICE PROVIDED IS PROVIDED ON AN “AS IS”, “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.  CGM EXPRESSLY DISCLAIMS ANY REPRESENTATION OR WARRANTY THAT THE CGM SERVICE WILL BE ERROR-FREE, TIMELY, SECURE OR UNINTERRUPTED.  NO ORAL ADVICE OR WRITTEN INFORMATION GIVEN BY CGM, ITS EMPLOYEES, LICENSORS OR AGENTS WILL CREATE A WARRANTY; NOR MAY YOU RELY ON ANY SUCH INFORMATION OR ADVICE.    

UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, WILL CGM, OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF OR INABILITY TO USE THE CGM SERVICE, INCLUDING BUT NOT LIMITED TO RELIANCE ON ANY INFORMATION OBTAINED ON THE CGM SERVICE; OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR E-MAIL, LOSS OF OR DAMAGE TO DATA, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION, OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT LIMITED TO ACTS OF GOD, COMMUNICATION FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO CGM RECORDS, PROGRAMS OR SERVICES.  THE USER HEREBY ACKNOWLEDGES THAT THIS PROVISION WILL APPLY WHETHER OR NOT CGM IS GIVEN NOTICE OF THE POSSIBILITY OF SUCH DAMAGES AND THAT THIS PROVISION WILL APPLY TO ALL CONTENT, MERCHANDISE OR SERVICES AVAILABLE FROM CGM AND ITS AFFILIATES.  

OUR LIABILITY, AND THE LIABILITY OF OUR SUPPLIERS, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO ONE HUNDRED ($100) DOLLARS.  

THE TERMS OF THIS SECTION SHALL SURVIVE THE TERMINATION OF THIS AGREEMENT FOR WHATEVER REASON.

 

COPYRIGHT AND TRADEMARKS 

All contents of the CGM Web Site are proprietary to CGM, and/or its suppliers and are protected under international Copyright and Trademark law.  All rights are reserved. CGM reserves any rights not expressly granted herein. 

PROMOTIONAL MESSAGES 

CGM and/or third parties may, from time to time, send e-mail messages to Users containing advertisements, promotions, etc. CGM does not make any representation or warranty with respect to the content of any such e-mail messages or any goods or services which may be obtained from such third parties, and User agrees that CGM shall not have any liability with respect thereto. 

GOVERNING LAW 

Virginia law shall govern this Agreement, and any dispute arising from the relationship between the parties to this Agreement, excluding any laws that direct the application of another jurisdiction’s laws.  In any litigation, arbitration, or other proceeding by which one party either seeks to enforce its rights under this Agreement (whether in contract, tort, or both) or seeks a declaration of any rights or obligations under this Agreement, the prevailing party shall be awarded its reasonable attorney fees, and cost and expenses incurred, subject to the Limitation of Liabilities clause. The parties consent to the exclusive jurisdiction and venue of the courts of the State of Virginia or to any Federal Court located within the State of Virginia.

 ARBITRATION 

Any legal controversy or legal claim arising out of or relating to this Agreement or our services shall be settled by binding arbitration before the American Arbitration Association.   Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party.  The arbitration shall be conducted in Virginia, as the parties to this agreement agree to be governed by the laws of Virginia.  Either party may seek any interim or preliminary relief from a court of competent jurisdiction in Virginia necessary to protect the rights or property of party pending the completion of arbitration.  The prevailing party from arbitration shall be entitled to reasonable attorney’s fees, which shall be set forth by the arbitrator(s).  Judgment upon the award rendered may be entered in any court in the state of Virginia with jurisdiction.   The decision of the arbitrator shall be final and binding on the parties. The parties shall bear equally all fees, costs and expenses of the arbitration, and each party shall bear its own legal expenses, attorneys fees, and costs of all experts and witnesses, provided, however, the arbitration panel may apportion between the parties, as said arbitrator may deem equitable, the cost incurred by either party. 

Should either party file an action contrary to this provision, the other party may recover attorneys’ fees and costs up to one thousand ($1000) dollars. 

SEVERABILITY  

If any provisions of this Agreement shall be held to be invalid or unenforceable for any reason, the remaining provisions shall continue to be valid and enforceable. If a court finds that any provision of this Agreement is invalid or unenforceable, but that by limiting such provision it would become valid or enforceable, then such provision shall be deemed to be written, construed, and enforced as so limited. 

SURVIVABILITY 

The terms of this Agreement apply to those obligations that survive any cancellation, termination, or rescission, namely  - confidentiality/non-disclosure, warranty, indemnification, liability and limits thereon, rights and obligations upon and following termination and assignment. 

INDEMNIFICATION 

You agree to defend, indemnify and hold harmless CGM against any and all claims, losses, liability costs and expenses (including but not limited to reasonable attorneys’ fees) arising from your violation of these Terms and Conditions or any third-party’s rights, (including, without limitation, infringement of any copyright trademark, service mark, trade secrets, right of privacy or publicity or any other third party right). The terms of this section shall survive the termination of your relationship with CGM. 

HEADINGS 

Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such action. 

ASSIGNMENT 

In the event of a merger or consolidation of CGM, the surviving or new corporation and any subsidiaries are similarly subject to the rights and obligations of this Agreement. 

ENTIRE AGREEMENT 

Unless otherwise specified herein, this Agreement constitutes the complete and exclusive statement of the Agreement between the parties regarding the products and services provided hereunder, and supercedes any prior Agreements between the parties with respect thereto.

MODIFICATION OF TERMS 

CGM reserves the right to modify this policy at any time and without advance notice, effective upon making the modified provisions available on the CGM Web Site.  You are responsible for regularly reviewing these documents.  Continued use of the CGM Web Site after any such changes shall constitute your consent to such changes. CGM does not and will not assume any obligation to notify you of any changes to the Terms of Service.

 

 


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