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Texas Auto Insurance Fact Sheet

 

Texas Auto Insurance Requirements -The state of Texas mandates that all auto drivers and vehicle owners carry the following minimum amounts of coverage of auto insurance:
  • $20,000 for bodily injury or death of 1 person per accident
  • $40,000 for injury or death of 2 or more persons per accident
  • $15,000 for injury to or destruction of property of others in any one accident.

All Texans are required to carry evidence of their insurance coverage in their auto at all times. Usually this is in the form of an identification card provided by your insurer, an insurance policy, and insurance binder, or a certificate of self-insurance.

 

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Prevent Auto Theft! - Join the H.E.A.T. (Help End Auto Theft) program.  This Texas Auto registration program of the Texas Department of Public Safety was designed to help law enforcement officials identify stolen automobiles.  You are given 3 options:

 

1.)  Obtain a rear window decal that authorizes police officers to stop your car between 1 a.m. and 5 a.m. statewide.

 

2.)  Obtain a yellow front window decal to help prevent the car from being driven illegally into Mexico.  Your car will be stopped between the hours of 1 a.m. and 5 a.m. statewide.

 

3.)  You can also get a white front window decal which authorizes law enforcement to stop your vehicle any time it crosses the border into Mexico.

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Texas Department of Insurance

333 Quadalupe

Austin, TX 78701

Phone: 512-463-6169

Toll Free: 800-578-4677

http://www.tdi.state.tx.us

Highlights:   The Texas Department of Insurance website is not as well designed as other sites.  The main page lists a lot of news and the links that people may look for are on the left side.  There are only a few links, but they lead into subtopics.  For instance the company link breaks down into multiple links where one can research a company and get information on multiple companies.  The consumer help link allows one to file a complaint or get data on an agent.  The Fire Marshal link is different than other states websites in that there is a place to read up on arson investigations or call a hotline to report one.

 

Interstate Highway Speed Limits -Rural- 70 mph -Urban-  70 mph

 

Texas Department of Transportation

500 North Church Street

Palestine, TX 75801-3008

Phone: 903-723-7416

Fax: 903-723-7801

http://www.dot.state.tx.us

 

Highlights:  The Texas Department of Transportation website is a very simple website.  There are a few topic links that break down into the information one may be seeking.  If anyone has a question or is seeking information on registering and titling, then they can click on that link and it will take them to vehicle registration forms, personal license plates, etc.  The other links on the main page deal with flood damage, purchasing a vehicle, statistics, auto-theft and education, and driverís license information.  There is also a link on the main page where one can leave feedback or go to a related site.  

 

 

 

Latest Texas Auto and Insurance News

 

GM Powertrain/Pontiac Northern "Huskies" Bring Home National FIRST Robotics Title)

 

 

 

 

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